- The program is completely funded by the Indian Health Service with specific limitations on the use of funds. Current funding can only be used for water and wastewater facilities for "New or Improved" homes, not to replace or repair systems at existing homes. "New" include homes new to eligible applicant (and enrolled tribal member), within the last 12 months prior to application. "Improved" homes include those who have added a bedroom, bathroom, or kitchen within the last 12 months prior to application.
- Homes to be served must be a permanent, primary residence of the eligible applicant. Rental homes, seasonal homes, and businesses are not eligible. Mobile homes must be leveled, blocked, wheels removed, and skirted.
- Homes must be in sound structural condition, with fully functional plumbing (including fixtures), able to maintain 70 degrees in the winter and protect pipes from freezing, and meet reasonable standards for size, safety and health.
- Homes, sites/lots must be large enough for needed facilities (with extra room for expansion of septic systems in case of future failures). Lot drainage and sub-surface soils must provide adequate percolation for proper functioning of septic systems and protection of groundwater. Facility construction is not permitted in wetlands or known flood zones.
- Applicants must have the legal right to reside on the land. Copies of documents which verify this must be supplied with the application for facilities.
- Generally, applicants can only receive services once (example of exceptions would be divorce or children growing up and getting their own home).
Homeowners are expected to make necessary improvements to homes and lots to permit proper installation of facilities (e.g. clearing trees, junk cars, location of gravesites, underground utilities) or anything else that would inhibit access to perform the construction of facilities, including a suit able driveway.
*Mortgage program participants are required to follow the Waterline policy that states the contractor must bring the service line connection to our mainline where our crew will complete the tap.
Once completed, the facilities become the property of the homeowner.